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First State Bank of Rosemount. Building Relationships That Last. Rosemount, MN

Loans

Building Relationships that Last! 
You are more than your credit score at the First State Bank of Rosemount! We offer a variety of flexible lending services to meet your changing credit needs. With our loan decisions made right here, you can expect careful consideration of your entire financial situation – not just your credit score. You can also expect a prompt response to your lending needs.

At the First State Bank of Rosemount we make borrowing money easier with:
  • Quick decisions
  • Easy application process
  • Competitive rates
  • Internet banking to access loan information

Fixed Rate Consumer Loans

Money for many worthwhile reasons. We can help you finance a loan for almost any purpose. Whether you are looking to purchase a new vehicle, boat, any other recreational vehicle, or just need some extra money for a vacation – the First State Bank of Rosemount’s personal loans are as individual as your needs.


CD or Savings Secured Loans

By choosing a loan secured by your savings account or by a CD at the First State Bank of Rosemount as collateral, you will qualify for preferred rates on your loan. This will also provide a tremendous amount of flexibility on the repayment options.


Personal Line of Credit

A Line of Credit is an excellent way to borrow money.  The First State Bank of Rosemount line of credit is versatile, flexible and easy to use.  The line of credit will reduce the need to request smaller consumer loans. 



Debt Consolidation Loan

Do you have high interest debt such as credit cards?  You can use the equity in your vehicle, home or other assets to consolidate your debt into one lower interest loan with the First State Bank of Rosemount.  Let us help you reach your financial goals today. 


Overdraft Protection Lines of Credit

Our Overdraft Protection Line of credit covers overdrafts up to the available credit limit.  Your checking account can be linked to an Overdraft Protection Line of Credit.  This allows you to worry less that you might be overdrawn on your checking account.


Unsecured Loans

With your good credit, installment loans at the First State Bank of Rosemount provide a simple way to finance important purchases for family or household needs. With easy fixed monthly payments our affordable unsecured installment loans can provide you with the cash you need.


iHelp® Student Loans

There are many ways to pay for a college education. After considering federal loans, scholarships, and grants you may still need a little more to pay for your education and accompanying costs. We work with iHELP to provide you with an affordable private student loan.

In-School Program 

The iHelp® student loan program provides students and their families a way to cover the gap between the cost of education and other financial resources such as scholarships, grants and federal financial aid.
  • Flexible Repayment Options
    • In-School/Interim Status
      • Defer principal and interest payments
      • Interest only payments
      • Principal and interest payments
    • Repayment Status
      • Fixed/flat payments on principal and interest
      • 2 or 4 tiered graduated payments
      • Income sensitive payments

Consolidation Program

The iHelp® Student Loan Consolidation program offers students an opportunity to simplify their student loan repayment and make their student loan debt more manageable.  They can consolidate private and any Federal loans, including Parent PLUS loans.
  • Flexible Repayment Options
    • Fixed/flat payments on principal and interest
    • 2 or 4 tiered graduated payments
    • Income sensitive payments


For more information on any of our loan products please call us at (651) 423-1121 or Email Us.



To Apply for a Personal Loan at the First State Bank of Rosemount please complete the attached application.  You can either deliver it to the Bank, or Email Us and we will send you a secured link to return it via secured email.

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Checking

The right choice to keep tabs on daily spending and manage your money the way you like.

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Calculators

Easy-to-use online calculators to help you solve some common financial problems.