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First State Bank of Rosemount. Building Relationships That Last. Rosemount, MN

Loans

Building Relationships that Last! 
You are more than your credit score at the First State Bank of Rosemount! We offer a variety of flexible lending services to meet your changing credit needs. With our loan decisions made right here, you can expect careful consideration of your entire financial situation – not just your credit score. You can also expect a prompt response to your lending needs.

At the First State Bank of Rosemount we make borrowing money easier with:
  • Quick decisions
  • Easy application process
  • Competitive rates
  • Internet banking to access loan information

Fixed Rate Consumer Loans

Money for many worthwhile reasons. We can help you finance a loan for almost any purpose. Whether you are looking to purchase a new vehicle, boat, any other recreational vehicle, or just need some extra money for a vacation – the First State Bank of Rosemount’s personal loans are as individual as your needs.


CD or Savings Secured Loans

By choosing a loan secured by your savings account or by a CD at the First State Bank of Rosemount as collateral, you will qualify for preferred rates on your loan. This will also provide a tremendous amount of flexibility on the repayment options.


Personal Line of Credit

A Line of Credit is an excellent way to borrow money.  The First State Bank of Rosemount line of credit is versatile, flexible and easy to use.  The line of credit will reduce the need to request smaller consumer loans. 



Debt Consolidation Loan

Do you have high interest debt such as credit cards?  You can use the equity in your vehicle, home or other assets to consolidate your debt into one lower interest loan with the First State Bank of Rosemount.  Let us help you reach your financial goals today. 


Overdraft Protection Lines of Credit

Our Overdraft Protection Line of credit covers overdrafts up to the available credit limit.  Your checking account can be linked to an Overdraft Protection Line of Credit.  This allows you to worry less that you might be overdrawn on your checking account.


Unsecured Loans

With your good credit, installment loans at the First State Bank of Rosemount provide a simple way to finance important purchases for family or household needs. With easy fixed monthly payments our affordable unsecured installment loans can provide you with the cash you need.


iHELP® Student Loans

There are many ways for students and their families to pay for college. After taking advantage of possible federal loans, grants, scholarships and any personal contributions, there may still be a gap to cover.
 
We work with the iHELP® Student Loan program to provide you a great option to cover that gap. iHELP is our
private student loan partner of choice because we share similar values and we’re confident you’ll have a
fantastic experience with them.
 
  • With an iHELP private student loan you get:
    • Competitive interest rates
    • No origination or repayment fees
    • Flexible repayment options
    • An easy online application
    • Responsive customer service

In-School Program 

The iHELP® student loan program provides students and their families a way to cover the gap between the cost of education and other financial resources such as scholarships, grants and federal financial aid.
 
While not required, cosigners generally help a student qualify for a loan and possibly a lower interest rate. Get started with the easy online private student loan application.
 

Consolidation Program

If you’re like most college graduates, you have taken on a variety of federal and private student loans to cover the cost of college. The challenge is that each of those student loans come with unique terms and repayment schedules. Simplify your life by consolidating your college student loans into a single payment; doing so may also allow you to reduce your monthly payment.
 
We work with the iHELP® Student Loan program to provide you an opportunity to consolidate your private
student loans, federal student loans and Parent Plus loans into one manageable payment. Please note,
consolidating your federal loans will cause you to lose any federal loan benefits on those loans.
 
  • By consolidating your student loans with iHELP, you get:
    • Competitive fixed or variable interest rates
    • No origination or repayment fees
    • Flexible repayment options
    • An easy online application
    • Responsive customer service
 
     While not required, cosigners generally help a student qualify for a loan and possibly a lower interest rate.           Get started with the easy online private student loan application.
 


For more information on any of our loan products please call us at (651) 423-1121 or Email Us.



To Apply for a Personal Loan at the First State Bank of Rosemount please complete the attached application.  You can either deliver it to the Bank, or Email Us and we will send you a secured link to return it via secured email.

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Checking

The right choice to keep tabs on daily spending and manage your money the way you like.

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Calculators

Easy-to-use online calculators to help you solve some common financial problems.